Text copied to clipboard!
Title
Text copied to clipboard!Commercial Credit Provider
Description
Text copied to clipboard!
We are looking for a dedicated and experienced Commercial Credit Provider to join our financial team. In this role, you will be responsible for evaluating credit applications from commercial clients, setting credit limits, and monitoring account performance to minimize financial risks. You will work closely with sales, accounting, and management teams to ensure effective credit management and support business growth.
Responsibilities include analyzing clients' financial statements, assessing their creditworthiness, setting credit terms, and maintaining relationships with existing clients. You will also be involved in developing credit policies and implementing debt collection procedures. A solid understanding of the financial market and the risks associated with commercial lending is essential.
The ideal candidate has experience in the financial or banking sector, excellent analytical and communication skills, and the ability to make quick and well-informed decisions. Knowledge of commercial law and financial regulations is a significant advantage. If you are detail-oriented, proactive, and eager to contribute to the success of a dynamic organization, we encourage you to apply.
Responsibilities
Text copied to clipboard!- Evaluate commercial credit applications
- Set credit limits for clients
- Monitor accounts and payment behavior
- Collaborate with sales and accounting teams
- Develop and implement credit policies
- Manage relationships with existing clients
- Analyze financial risks
- Prepare credit reports
- Participate in debt collection processes
- Ensure compliance with financial regulations
Requirements
Text copied to clipboard!- Bachelor’s degree in finance, economics, or related field
- Minimum 2 years of experience in commercial credit
- Strong financial analysis skills
- Excellent communication and negotiation abilities
- Ability to work under pressure
- Knowledge of financial and commercial legislation
- Attention to detail and analytical thinking
- Advanced knowledge of MS Excel and financial software
- Team spirit and proactive attitude
- English language proficiency is a plus
Potential interview questions
Text copied to clipboard!- What experience do you have in evaluating credit applications?
- How do you handle a high-risk client?
- Have you worked with credit policies before?
- How do you respond to a client with delayed payments?
- What methods do you use to assess creditworthiness?
- How do you collaborate with sales and accounting teams?
- What financial software have you used?
- How do you ensure compliance with financial regulations?
- Can you provide an example of a difficult credit decision?
- How do you prioritize multiple credit requests?
